One cannot deny the fact that the safety features we get in today’s cars have been enhanced a lot, as compared to what was a decade ago. Keeping that in mind, insurance companies have also started to promote the use of safety features by lowering the cost of the premium for car insurance.
Safety devices ensure that there is a minimum chance for the driver and the other passengers to get injured, thus lowering the prospects for any coverage. And the same goes for the vehicles too. The purpose behind this blog is to make you aware of all the safety features that you can install over your vehicle to reap all the benefits.
Security devices worth installing
If you are looking forward to reducing your Car Insurance Premium, here is a list of some of the security devices that are worth installing:
1) Airbag Technology
Installing the airbag technology is, by far, one of the most common car safety features. According to some surveys, airbag technology can reduce your risk of injury to almost 45%. With such a decreasing probability for an injury, surely, the price of the premium is going to come down, ensuring the insurer. But, for the majority of the time, these airbags already come preinstalled, but if your car is old, make sure to install the same and mention it before paying your next premium.
2) Anti-Lock Braking Systems (ABS)
Among all the car safety features, ABS technology is very important; in fact, the most fruitful for all insurance premium payers. It helps you by providing an extra steering ability while reducing the stopping distance. Since it has become crucial for every vehicle to install the same, you can reap the benefits from some insurance companies that offer additional discounts over the premium.
3) Cameras and other sensors
While you might think of cameras and sensors as an add-on for your vehicle, it can offer you a tonne of information regarding the traffic on the road. With a better understanding of the traffic, the lesser are the chances for you to get into an accident. That being said, with the help of sensors, it can help you determine the danger, and assist you with a quicker decision. That being said, with these extra helping hands, you can always get a huge chunk of discounts on your premium.
4) Seat belts
Seat belts are known to reduce the risk of injuries by about 50% during an accident. While these might be one of the most common safety features for a vehicle to have, you can still save on car premiums while you buy car insurance.
5) Anti-theft devices
By installing small anti-theft devices, you can always be assured that even if your car gets stolen, the policy can easily recover the vehicle. Your insurer will also lower the amount in your premium, so in the end, it is always a win-win situation for both parties.
6) Head rest
Don’t just go by the name. Apart from being a piece of equipment for extra comfort, it can also prevent critical head and neck injuries during a crash. Due to the same reason, you can always opt for installing the same to get some extra rebate on your next car insurance premium.
7) Crumple zones
Crumple zones work best while absorbing the crash momentum and providing some extra support for the driver and all the other passengers. While ensuring the driver and the passenger’s safety, it can easily provide you the liberty to get an extra discount for your next premium.
8) Side intrusion beams
With enhanced side protection by installing side intrusion beams, you can always minimize the impact by the side. You can also include internal padding and give a boost to the door strength for better protection through the sides.
Wrapping it up
Before drawing any conclusion to the article, it is very important to understand that insurance companies are always looking forward to considering safety devices installed in a vehicle. This ensures that there is a lower probability of paying for the coverage. On the other hand, the car insurance payees are benefitted from paying a discounted premium than usual. So, the next time you are about to pay for your car insurance, make sure that you keep your safety in check.